Mathis CPA & Associates, LLC

Rebecca Masters

Oct 7, 2021on

I started working with Precious the beginning of 2020 right before the pandemic hit. My plan was to buy a home, because I was renting an apartment and paying way more money a month than I would if I bought a home and had a mortgage to pay. I had expressed this to her but said with my credit and just being laid off that’s never going to happen. Now I wasn’t irresponsible with my credit, I had never missed a payment up until I had a horrible accident where I was hit head on by a drunk driver in 2016. Being off work, having co-pays I had not planned for and kids I needed to feed. I did what I had to at the time and used my credit cards. I had medical bills that were to be paid by the drunk driver that hit me insurance company, but pending litigation as they were so extensive that the insurance company just didn’t pay. Precious taught me what I had to do, when to do it and how send letters to the creditors. Following what she taught me, I was able to raise my credit from the low 500’s to 720 (a score high enough that i didn’t have to get Personal Mortgage Insurance, which adds several hundred dollars to your monthly payment). This woman is the real deal! I was able to say yes to the address with my new home!